Condo Markets by City

City-specific condo data: prices, HOA fees, insurance, energy mandates, and the true cost of ownership in 2026.

Denver, CO

Median: $385K HOA: $450/mo Insurance: $1,800/yr YoY: -1.2%
Energy mandate: Energize Denver

Miami, FL

Median: $420K HOA: $625/mo Insurance: $4,800/yr YoY: -3.8%
Energy mandate: None currently enacted

New York City, NY

Median: $785K HOA: $950/mo Insurance: $2,400/yr YoY: 1.4%
Energy mandate: Local Law 97

Boston, MA

Median: $625K HOA: $575/mo Insurance: $2,100/yr YoY: 2.1%
Energy mandate: BERDO 2.0

Seattle, WA

Median: $510K HOA: $480/mo Insurance: $1,650/yr YoY: -0.8%
Energy mandate: WA Clean Buildings Act

Chicago, IL

Median: $320K HOA: $425/mo Insurance: $1,950/yr YoY: 0.6%
Energy mandate: Chicago Building Performance Standards (proposed)

Washington DC, DC

Median: $475K HOA: $525/mo Insurance: $1,700/yr YoY: 0.3%
Energy mandate: BEPS (Building Energy Performance Standards)

San Francisco, CA

Median: $880K HOA: $700/mo Insurance: $2,800/yr YoY: -2.4%
Energy mandate: CA Title 24 / SB 1383

Los Angeles, CA

Median: $595K HOA: $520/mo Insurance: $3,200/yr YoY: -1.5%
Energy mandate: CA Title 24 / LA Green New Deal

Portland, OR

Median: $355K HOA: $385/mo Insurance: $1,500/yr YoY: -2.8%
Energy mandate: Portland Clean Energy Fund (indirect)

Philadelphia, PA

Median: $295K HOA: $380/mo Insurance: $1,650/yr YoY: 0.9%
Energy mandate: Philadelphia Building Energy Performance Policy

Atlanta, GA

Median: $310K HOA: $395/mo Insurance: $2,200/yr YoY: 1.7%
Energy mandate: None

Dallas, TX

Median: $295K HOA: $350/mo Insurance: $2,800/yr YoY: -0.4%
Energy mandate: None

Houston, TX

Median: $245K HOA: $375/mo Insurance: $3,400/yr YoY: -1.1%
Energy mandate: None

Austin, TX

Median: $375K HOA: $420/mo Insurance: $2,400/yr YoY: -2.1%
Energy mandate: Austin Climate Equity Plan (voluntary)

Phoenix, AZ

Median: $285K HOA: $310/mo Insurance: $1,450/yr YoY: 0.5%
Energy mandate: None

Las Vegas, NV

Median: $250K HOA: $340/mo Insurance: $1,300/yr YoY: 1.2%
Energy mandate: None

San Diego, CA

Median: $575K HOA: $475/mo Insurance: $2,600/yr YoY: 0.8%
Energy mandate: CA Title 24

Minneapolis, MN

Median: $265K HOA: $345/mo Insurance: $1,550/yr YoY: 0.3%
Energy mandate: Minneapolis Energy Disclosure (proposed)

Nashville, TN

Median: $365K HOA: $410/mo Insurance: $2,100/yr YoY: 1.5%
Energy mandate: None

Charlotte, NC

Median: $305K HOA: $360/mo Insurance: $1,900/yr YoY: 2.3%
Energy mandate: None

Tampa, FL

Median: $310K HOA: $475/mo Insurance: $5,200/yr YoY: -2.9%
Energy mandate: None

Orlando, FL

Median: $265K HOA: $425/mo Insurance: $4,500/yr YoY: -1.8%
Energy mandate: None

Detroit, MI

Median: $180K HOA: $290/mo Insurance: $1,400/yr YoY: 3.2%
Energy mandate: None

Baltimore, MD

Median: $235K HOA: $340/mo Insurance: $1,600/yr YoY: -0.5%
Energy mandate: Maryland Building Energy Performance Standards

Honolulu, HI

Median: $520K HOA: $750/mo Insurance: $3,800/yr YoY: 0.4%
Energy mandate: Hawaii Clean Energy Initiative (indirect)

San Jose, CA

Median: $730K HOA: $530/mo Insurance: $2,500/yr YoY: -0.6%
Energy mandate: CA Title 24 / San Jose Clean Energy Reach Code

Raleigh, NC

Median: $290K HOA: $320/mo Insurance: $1,700/yr YoY: 2.8%
Energy mandate: None

Salt Lake City, UT

Median: $345K HOA: $355/mo Insurance: $1,350/yr YoY: 1%
Energy mandate: None

Columbus, OH

Median: $225K HOA: $305/mo Insurance: $1,350/yr YoY: 2.5%
Energy mandate: None

The Condo Trap Covers All of These Markets

Energy mandates, insurance repricing, special assessments, HOA compounding, and more — quantified with sourced data.

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Last updated: April 2026