Condo Markets by City
City-specific condo data: prices, HOA fees, insurance, energy mandates, and the true cost of ownership in 2026.
Denver, CO
Median: $385K
HOA: $450/mo
Insurance: $1,800/yr
YoY: -1.2%
Energy mandate: Energize Denver
Miami, FL
Median: $420K
HOA: $625/mo
Insurance: $4,800/yr
YoY: -3.8%
Energy mandate: None currently enacted
New York City, NY
Median: $785K
HOA: $950/mo
Insurance: $2,400/yr
YoY: 1.4%
Energy mandate: Local Law 97
Boston, MA
Median: $625K
HOA: $575/mo
Insurance: $2,100/yr
YoY: 2.1%
Energy mandate: BERDO 2.0
Seattle, WA
Median: $510K
HOA: $480/mo
Insurance: $1,650/yr
YoY: -0.8%
Energy mandate: WA Clean Buildings Act
Chicago, IL
Median: $320K
HOA: $425/mo
Insurance: $1,950/yr
YoY: 0.6%
Energy mandate: Chicago Building Performance Standards (proposed)
Washington DC, DC
Median: $475K
HOA: $525/mo
Insurance: $1,700/yr
YoY: 0.3%
Energy mandate: BEPS (Building Energy Performance Standards)
San Francisco, CA
Median: $880K
HOA: $700/mo
Insurance: $2,800/yr
YoY: -2.4%
Energy mandate: CA Title 24 / SB 1383
Los Angeles, CA
Median: $595K
HOA: $520/mo
Insurance: $3,200/yr
YoY: -1.5%
Energy mandate: CA Title 24 / LA Green New Deal
Portland, OR
Median: $355K
HOA: $385/mo
Insurance: $1,500/yr
YoY: -2.8%
Energy mandate: Portland Clean Energy Fund (indirect)
Philadelphia, PA
Median: $295K
HOA: $380/mo
Insurance: $1,650/yr
YoY: 0.9%
Energy mandate: Philadelphia Building Energy Performance Policy
Atlanta, GA
Median: $310K
HOA: $395/mo
Insurance: $2,200/yr
YoY: 1.7%
Energy mandate: None
Dallas, TX
Median: $295K
HOA: $350/mo
Insurance: $2,800/yr
YoY: -0.4%
Energy mandate: None
Houston, TX
Median: $245K
HOA: $375/mo
Insurance: $3,400/yr
YoY: -1.1%
Energy mandate: None
Austin, TX
Median: $375K
HOA: $420/mo
Insurance: $2,400/yr
YoY: -2.1%
Energy mandate: Austin Climate Equity Plan (voluntary)
Phoenix, AZ
Median: $285K
HOA: $310/mo
Insurance: $1,450/yr
YoY: 0.5%
Energy mandate: None
Las Vegas, NV
Median: $250K
HOA: $340/mo
Insurance: $1,300/yr
YoY: 1.2%
Energy mandate: None
San Diego, CA
Median: $575K
HOA: $475/mo
Insurance: $2,600/yr
YoY: 0.8%
Energy mandate: CA Title 24
Minneapolis, MN
Median: $265K
HOA: $345/mo
Insurance: $1,550/yr
YoY: 0.3%
Energy mandate: Minneapolis Energy Disclosure (proposed)
Nashville, TN
Median: $365K
HOA: $410/mo
Insurance: $2,100/yr
YoY: 1.5%
Energy mandate: None
Charlotte, NC
Median: $305K
HOA: $360/mo
Insurance: $1,900/yr
YoY: 2.3%
Energy mandate: None
Tampa, FL
Median: $310K
HOA: $475/mo
Insurance: $5,200/yr
YoY: -2.9%
Energy mandate: None
Orlando, FL
Median: $265K
HOA: $425/mo
Insurance: $4,500/yr
YoY: -1.8%
Energy mandate: None
Detroit, MI
Median: $180K
HOA: $290/mo
Insurance: $1,400/yr
YoY: 3.2%
Energy mandate: None
Baltimore, MD
Median: $235K
HOA: $340/mo
Insurance: $1,600/yr
YoY: -0.5%
Energy mandate: Maryland Building Energy Performance Standards
Honolulu, HI
Median: $520K
HOA: $750/mo
Insurance: $3,800/yr
YoY: 0.4%
Energy mandate: Hawaii Clean Energy Initiative (indirect)
San Jose, CA
Median: $730K
HOA: $530/mo
Insurance: $2,500/yr
YoY: -0.6%
Energy mandate: CA Title 24 / San Jose Clean Energy Reach Code
Raleigh, NC
Median: $290K
HOA: $320/mo
Insurance: $1,700/yr
YoY: 2.8%
Energy mandate: None
Salt Lake City, UT
Median: $345K
HOA: $355/mo
Insurance: $1,350/yr
YoY: 1%
Energy mandate: None
Columbus, OH
Median: $225K
HOA: $305/mo
Insurance: $1,350/yr
YoY: 2.5%
Energy mandate: None
The Condo Trap Covers All of These Markets
Energy mandates, insurance repricing, special assessments, HOA compounding, and more — quantified with sourced data.
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